About Us

Katie is the principal of Watermark Financial. She received her BAs in English and History of Art & Architecture, along with a Masters in Education, from the University of Pittsburgh.

With more than 12 years’ experience as an independent financial advisor, Katie works with clients from all backgrounds and stages of life: high-net worth clients seeking sophisticated investments, workers planning for retirement, those just getting started with planning, and everyone in between. With a one-on-one relationship, she creates and implements effective, personalized strategies that help clients pursue their goals through budgeting and savings plans, investment strategies, income planning, and smart tax management.

As a Certified Divorce Financial Analyst (CDFA), Katie consults on divorce-related matters, helping either couples or individuals in the pre-, during- and post-divorce stages to understand and untangle their finances. She is collaboratively trained, so she can act either as a neutral for both parties or as an advocate for one party.

Katie also prepares tax returns, consults on estate planning and execution, and provides insurance services. She has served on several nonprofit boards and lives in the Bloomfield neighborhood of Pittsburgh with her husband, daughter, cats, and her large collection of jigsaw puzzles.

Michele began at Watermark Financial in an administrative/client support role where she gained valuable knowledge in the financial industry while developing strong relationships with our clients. This experience, coupled with her desire to help people led her to pursue a career as a financial advisor and she has since moved seamlessly into the role.

Michele enjoys partnering with clients to gain an understanding of their financial lives as a whole in order to assist them reach their goals and manage both planned and unanticipated events and transitions. Michele delivers a range of financial planning services including customized financial plans, risk management and tax planning, as well as tax preparation. This holistic approach enables her to provide clients with guidance and support to make informed decisions regarding daily financial needs and long-term planning for the future.

Michele received her Bachelors of Science degree in Business/Marketing from Indiana University of Pennsylvania. She lives in Peters Township and enjoys spending time with her four young adult children, family and friends.

Angela Ricciuti grew up in the South Hills of Pittsburgh, Pennsylvania and is a graduate of Bradford Business School. She holds a degree in Business.

Angela has many years of experience in the financial services industry. Prior to joining Watermark Financial, she held positions with several local financial firms, and was the Activities Coordinator/Accounts Manager at Bethel Park High School.

Angela serves as the Business Office Manager/Client Service Specialist at Watermark. In this role, she works closely with the advisors to deliver a reliable, consistent experience for both clients and prospects. In order to provide this, she maintains open communication to support the daily operations and administrative duties. This includes preparing pertinent financial documents, processing client requests, maintaining records and compliance requirements, creating marketing materials and assisting in tax preparation. Angela finds it extremely rewarding to assist clients in reaching their financial planning goals by ensuring that their services and needs are being met.

Outside of Watermark Financial, Angela enjoys cooking, camping, trips to the beach, spending time outdoors and taking her dog for walks, but most of all she loves spending time with her family and friends, especially her grandson. She resides in Bethel Park.